G

Good morning

Govind 👋

🔔

NET WORTH

₹48,24,600

CIBIL 771

Assets ₹69.8LDebt ₹21.6L▲ ₹1.4L this month

📷Scan & Pay

💸Pay EMIs

📊Score

📉Refinance

📱Recharge

🪙Buy Gold

👛Wallet

🔐Consents

This month View calendar →

Smart insights

💡 Save ₹58,400Your Bajaj loan at 14.1% can be refinanced at 10.5%. Tap to see the offer.

📈 Score up 12 points3 on-time EMIs in a row. Keep utilization under 30% to cross 780.

🛡️ Cover gap alertYour term cover is 8× income. Experts suggest 15×. Review your policies.

My money See all →

🏦

Bank Accounts3 banks linked

₹3,42,780

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🏠

Loans4 active · ₹52,300/mo

−₹21,60,400

›

💳

Credit Cards2 cards · bill due Jul 18

−₹24,930

›

📈

InvestmentsEquity · MF · Bonds · EPF

₹64,70,000

›

🛡️

Insurance4 policies · 1 premium due

₹1.75 Crtotal cover

›

🛍️ Marketplace

Accounts

Bank accounts ₹3,42,780 total

Credit cards

Loans

Deposits

Payments

⛶

Scan any QR & payUPI · works at every shop, like PhonePe

›

Recharge & bills

📱Mobile

💡Electricity

📺DTH

🔥Gas

💧Water

🌐Broadband

🚗FASTag

👛Wallet

July 2026

Due this month

AutoPay mandates

Portfolio

TOTAL INVESTMENTS

₹64,70,000

▲ ₹78,400 (1.2%) today

Mutual Funds 42%Equities 28% EPF + NPS 15%Bonds & FDs 15%

Grow your money

🪙Buy Gold

⚪Buy Silver

🏦Book FD

🏛️Buy Bonds

Equities ₹18,70,000 · 2 brokers

Mutual funds ₹24,90,000 · 12 folios

Bonds & fixed income ₹9,30,000

Retirement ₹11,80,000

More

📊

Credit Score & ReportCIBIL 771 · updated 2 days ago

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📉

Refinance Radar2 offers found — save up to ₹58,400

2 NEW›

🛡️

Insurance4 policies · premium due Aug 2

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🔐

Data & ConsentsManage Account Aggregator consents

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🔔

Notifications3 unread

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⭐

Upgrade to PlusRefinance Radar · AutoPay · monthly score

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Help & SupportChat with us

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⚙️

SettingsSecurity, appearance, language

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CredLink demo build v1.0 · Data is illustrative
Built on RBI Account Aggregator rails · DPDP compliant